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National Flood Insurance Program: Difference between revisions
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{{Organization | |||
|OrganizationName=National Flood Insurance Program | |||
|OrganizationType=Government Corporations (Sub-organization) | |||
|Mission=National Flood Insurance Program cuts flood impact with insurance and floodplain management for community recovery. | |||
|ParentOrganization=Federal Emergency Management Agency | |||
|CreationLegislation=National Flood Insurance Act of 1968 | |||
|OrganizationExecutive=Administrator of FEMA | |||
|Services=Flood Insurance; Floodplain Management; Community Rating System | |||
|Regulations=44 CFR Part 60 (Floodplain Management Criteria); 44 CFR Part 61 (Insurance Coverage and Rates) | |||
|HeadquartersLocation=38.89509, -77.0287 | |||
|Website=https://www.fema.gov/flood-insurance | |||
}} | |||
{{Short description|US Federal insurance program}} | {{Short description|US Federal insurance program}} | ||
{{Redirect|NFIP|the National Foundation for Infantile Paralysis|March of Dimes}} | {{Redirect|NFIP|the National Foundation for Infantile Paralysis|March of Dimes}} | ||
The '''National Flood Insurance Program''' (NFIP) is a program created by the [[Congress of the United States]] in 1968 through the [[National Flood Insurance Act of 1968]] (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through [[flood insurance]] and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase [[insurance]] protection, administered by the government, against losses from [[flood|flooding]], and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the [[Special Flood Hazard Area]] in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. | The '''National Flood Insurance Program''' (NFIP) is a program created by the [[Congress of the United States]] in 1968 through the [[National Flood Insurance Act of 1968]] (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through [[flood insurance]] and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase [[insurance]] protection, administered by the government, against losses from [[flood|flooding]], and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the [[Special Flood Hazard Area]] in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. | ||