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Supplemental Nutrition Assistance Program: Difference between revisions
Supplemental Nutrition Assistance Program (view source)
Revision as of 16:28, 3 February 2025
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The lack of [[affordable housing]] in urban areas means that money that could have been spent on food is spent on housing expenses. Housing is generally considered affordable when it costs 30% or less of total household income; rising housing costs have made this ideal difficult to attain. | The lack of [[affordable housing]] in urban areas means that money that could have been spent on food is spent on housing expenses. Housing is generally considered affordable when it costs 30% or less of total household income; rising housing costs have made this ideal difficult to attain. | ||
This is especially true in | This is especially true in New York City, where 28% of rent stabilized tenants spend more than half their income on rent.<ref>{{cite web|url=http://www.housingnyc.com/html/research/html_reports/schill/schill2.html |title=Housing Conditions and Problems In New York City: An Analysis of the 1996 Housing and Vacancy Survey |publisher=Housingnyc.com |access-date=2013-12-31 |archive-url=https://web.archive.org/web/20131219061147/http://www.housingnyc.com/html/research/html_reports/schill/schill2.html |archive-date=2013-12-19 |url-status=unfit}}</ref> Among lower income families the percentage is much higher. According to an estimate by the [[Community Service Society of New York|Community Service Society]], 65% of New York City families living below the federal poverty line are paying more than half of their income toward rent.<ref>{{cite web|url=http://www.cssny.org/userimages/downloads/Making_the_Rent_08_Report.pdf |title=Making The Rent: Who's At Risk? |publisher=Cssny.org |access-date=2013-12-31}}</ref> | ||
The current eligibility criteria attempt to address this, by including a deduction for "excess shelter costs". This applies only to households that spend more than half of their net income on rent. For the purpose of this calculation, a household's net income is obtained by subtracting certain deductions from their gross (before deductions) income. If the household's total expenditures on rent exceed 50% of that net income, then the net income is further reduced by the amount of rent that exceeds 50% of net income. For 2007, this deduction can be no more than $417, except in households that include an elderly or disabled person.<ref>{{Cite web|url=http://www.fns.usda.gov/fsp/applicant_recipients/fs_Res_Ben_Elig.htm|archiveurl=https://web.archive.org/web/20100310150710/http://www.fns.usda.gov/fsp/applicant_recipients/fs_Res_Ben_Elig.htm|url-status=dead|title=Fact Sheet on Resources, Income, and Benefits|archivedate=March 10, 2010}}</ref> Deductions include: | The current eligibility criteria attempt to address this, by including a deduction for "excess shelter costs". This applies only to households that spend more than half of their net income on rent. For the purpose of this calculation, a household's net income is obtained by subtracting certain deductions from their gross (before deductions) income. If the household's total expenditures on rent exceed 50% of that net income, then the net income is further reduced by the amount of rent that exceeds 50% of net income. For 2007, this deduction can be no more than $417, except in households that include an elderly or disabled person.<ref>{{Cite web|url=http://www.fns.usda.gov/fsp/applicant_recipients/fs_Res_Ben_Elig.htm|archiveurl=https://web.archive.org/web/20100310150710/http://www.fns.usda.gov/fsp/applicant_recipients/fs_Res_Ben_Elig.htm|url-status=dead|title=Fact Sheet on Resources, Income, and Benefits|archivedate=March 10, 2010}}</ref> Deductions include: | ||