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Housing Act creates the Federal Housing Administration, which helps provide mortgage insurance on loans made by FHA-approved lenders. September 1, 1937 – Housing

originates nor purchases mortgage loans nor buys, sells or issues securities. The credit risk on the mortgage collateral underlying its mortgage-backed securities

with: homeownership options to individuals, including direct home loans and mortgage guarantees; housing rehabilitation and preservation funding; grants to

authorized an FCS bank to transfer its direct-lending authority for long-term mortgage loans to a FLBA. These Associations are designated as FLCAs. Unlike a FLBA

activities: Fannie Mae, or the Federal National Mortgage Association (FNMA) Freddie Mac, or the Federal Home Loan Mortgage Corporation (FHLMC) The National Gallery

protection, such as the Truth in Lending, Equal Credit Opportunity, and Home Mortgage Disclosure Acts. Many of these consumer protection regulations apply to

Opportunity Act - Regulation B), HMDA (Home Mortgage Disclosure Act - Regulation C), Alternative Mortgage Transaction Parity Act of 1982 (Regulation D)

corporation's purpose is to expand the secondary mortgage market by securitizing mortgage loans in the form of mortgage-backed securities (MBS), allowing lenders

pools them, and sells them as a mortgage-backed security (MBS) to private investors on the open market. This secondary mortgage market increases the supply

separate from the Federal Housing Administration, which largely provides mortgage insurance. In September 2019, the Fifth Circuit Court of Appeals, in an

Federal National Mortgage Association, commonly known as Fannie Mae. This creation played a pivotal role in setting up a secondary mortgage market, enabling

OPERATING OFFICER Vacant NA Washington, DC ES PRESIDENT, GOVERNMENT NATIONAL MORTGAGE ASSOCIATION Filled PAS IV Washington, DC ALANNA MCCARGO EX PRINCIPAL EXECUTIVE

for mortgage transactions. § 1026.32 frames the requirements for certain closed-end home mortgages. § 1026.33 are requirements for reverse mortgage mortgages

Industry Regulatory Authority Federal National Mortgage Association (Fannie Mae) Federal Home Loan Mortgage Corporation (Freddie Mac) Federal Home Loan Banks

bankers and the savings and loan industry to promote the new long-term home mortgage, which dramatically stimulated home construction. Other accomplishments

Depression. Both the FHA and the FSLIC worked to create the backbone of the mortgage and home building industries, until the 1980s. These policies had disparate

farm real estate loans, including creation of the Federal Agricultural Mortgage Corporation (Farmer Mac). Agriculture Mediation Program Financial Institutions

crisis of 2007–08 Regulatory responses to the subprime crisis Subprime mortgage crisis solutions debate Wall Street reform Title 12 of the Code of Federal

available to credit union members expanded, including share certificates and mortgage lending. In 1979, a three-member Board replaced the NCUA administrator

Finance Association and a former interim head of the Government National Mortgage Association or Ginnie Mae as saying, "It’s a strange irony. You have a