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Rural Housing Service: Difference between revisions
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The '''Rural Housing Service''' ('''RHS''') is an agency of the [[United States Department of Agriculture]] (USDA). Located within the Department's [[USDA Rural Development|Rural Development]] mission area. RHS operates a broad range of programs to provide moderate- low- and very-low-income Americans in rural communities with: | The '''Rural Housing Service''' ('''RHS''') is an agency of the [[United States Department of Agriculture]] (USDA). Located within the Department's [[USDA Rural Development|Rural Development]] mission area. | ||
== Programs == | |||
RHS operates a broad range of programs to provide moderate- low- and very-low-income Americans in rural communities with: | |||
*homeownership options to individuals, including direct home loans and mortgage guarantees; | *homeownership options to individuals, including direct home loans and mortgage guarantees; | ||
*[[Section 533 grants|housing rehabilitation]] and preservation funding; | *[[Section 533 grants|housing rehabilitation]] and preservation funding; | ||
*grants to non-profits who organize self-help housing services in rural communities (see detail on [[Section 523 loans]] page); | *grants to non-profits who organize self-help housing services in rural communities (see detail on [[Section 523 loans]] page); | ||
*rental assistance to tenants of RHS-funded multi-family housing complexes; | *rental assistance to tenants of RHS-funded multi-family housing complexes; | ||
*[[Section 516 grants|farm labor housing]]; | *[[Section 516 grants|farm labor housing]]; | ||
*help to developers of multi-family housing projects, like assisted housing for the elderly and disabled, or apartment buildings; and | *help to developers of multi-family housing projects, like assisted housing for the elderly and disabled, or apartment buildings; and | ||
*community facilities, such as [[libraries]], [[child care]] centers, [[school]]s, municipal buildings, veterans shelters and firefighting equipment to [[Native Americans in the United States|Indian]] groups, nonprofit organizations, communities and local governments. This program is adminisgtered by the [[Community Facilities Program]] | *community facilities, such as [[libraries]], [[child care]] centers, [[school]]s, municipal buildings, veterans shelters and firefighting equipment to [[Native Americans in the United States|Indian]] groups, nonprofit organizations, communities and local governments. This program is adminisgtered by the [[Community Facilities Program]] | ||
== Loans == | |||
RHS administers direct [[loan]]s, loan guarantees and [[Grant (money)|grants]]. Direct loans are made and serviced by USDA staff; loan guarantees are made to [[bank]]s or other private lenders, and grants are made directly to a person or organization. | RHS administers direct [[loan]]s, loan guarantees and [[Grant (money)|grants]]. Direct loans are made and serviced by USDA staff; loan guarantees are made to [[bank]]s or other private lenders, and grants are made directly to a person or organization. | ||
== Partnerships == | |||
RHS works with other federal agencies, and a number of both nonprofit and private organizations nationally, in order to pool resources to help America's rural residents most effectively. | RHS works with other federal agencies, and a number of both nonprofit and private organizations nationally, in order to pool resources to help America's rural residents most effectively. | ||
The RHS National Office is located in [[Washington, D.C.]], and is responsible for setting policy, developing regulations, and performing oversight. In the field, RHS operations are carried out through the USDA's state and local Rural Development offices and service centers, several of which are located in each state and [[Puerto Rico]] | == Organization == | ||
=== National office === | |||
The RHS National Office is located in [[Washington, D.C.]], and is responsible for setting policy, developing regulations, and performing oversight. | |||
=== Field offices === | |||
In the field, RHS operations are carried out through the USDA's state and local Rural Development offices and service centers, several of which are located in each state and [[Puerto Rico]]. | |||
Four multistate offices exist in addition to local offices within the states | |||
* [[Vermont]]/[[New Hampshire]] | |||
* [[Massachusetts]]/[[Connecticut]]/[[Rhode Island]] | |||
* [[Maryland]]/[[Delaware]] | |||
* [[Florida]]/[[Virgin Islands]] | |||
=== Customer Service Center === | |||
The Customer Service Center, located in [[St. Louis, Missouri]], provides loan origination and servicing directly to RHS Single-Family Housing borrowers. | |||
== Rural area definition == | |||
For all Rural Development programs, the rural area definition was revised by the 2014 Farm Bill. Specifically, the Farm Bill allows some areas with populations up to 35,000 to remain eligible until receipt of the 2020 decennial census. Effective February 2, 2015, areas with populations greater than 35,000 no longer qualify for Rural Housing Program assistance. | For all Rural Development programs, the rural area definition was revised by the 2014 Farm Bill. Specifically, the Farm Bill allows some areas with populations up to 35,000 to remain eligible until receipt of the 2020 decennial census. Effective February 2, 2015, areas with populations greater than 35,000 no longer qualify for Rural Housing Program assistance. | ||
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==References== | ==References== | ||
{{reflist}} | {{reflist}} | ||
[[Category:United States Department of Agriculture agencies]] | [[Category:United States Department of Agriculture agencies]] | ||