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California Earthquake Authority, a publicly managed, largely privately funded organization that provides catastrophic residential earthquake insurance and encourages Californians to reduce their risk of earthquake loss.

Earthquake Brace + Bolt (EBB) Program: This program, managed by the CEA in collaboration with the California Governor's Office of Emergency Services (Cal OES), has received significant federal funding through FEMA's Hazard Mitigation Grant Program (HMGP). For instance, in 2020, FEMA granted $20 million to support this program, aimed at helping homeowners in California retrofit their homes to be more resistant to earthquake damage by bracing and bolting their foundations.

• Purpose: The EBB program offers grants of up to $3,000 to eligible homeowners to cover the cost of retrofitting homes built before 1980, which are on raised foundations, to reduce potential earthquake damage.
• Eligibility: Homeowners must live in specific high-risk ZIP codes, their home must be owner-occupied, and the property must meet certain construction criteria.

FEMA provides various grants for disaster mitigation, including but not limited to the HMGP, which can fund projects like the EBB.

California Earthquake Authority